Looking for the perfect home in Naga can be a daunting task, with so many options available. To help you make the right choice, this guide will showcase the top subdivisions in Naga, each offering its own unique blend of amenities and advantages. 

Whether you’re searching for a peaceful neighborhood with easy access to nature, or a bustling community with an abundance of shopping and dining options, you’re sure to find something that meets your needs and exceeds your expectations. Whether you’re a first-time home buyer or an experienced investor, this guide will provide you with the information you need to make a confident and informed decision about your next home. So let’s start exploring the best subdivisions in Naga and find your dream home today!

Top Neighborhoods in Naga City

St James Subdivision

St. James Subdivision has everything you need for a balanced and active lifestyle. This gated subdivision has a clubhouse with a lounge and events hall for socializing and hosting. Meetings, conferences, and private events are easy in the function room. The property management office maintains the community and promptly addresses residents’ needs.

Swim in the adult or kiddie pool. The basketball court, playground, and play field offer exercise and recreation. The pocket gardens, landscaped areas, tree-lined planting strip, and sidewalks create a relaxing atmosphere.

A 24-hour security system and perimeter fence secure the community. The underground drainage system, MNWD water supply, and overhead electrical power distribution system keep the community clean and safe.

This is a community where you can live, work, and play, all in one convenient location.

Amenities: 

• Clubhouse
  • Lounge Area
  • Events Hall
  • Function Room
  • Property Management Office
• Adult Swimming Pool
• Kiddie Pool
• Basketball Court
• Children’s Playground
• Play Field
• Pocket Gardens and Landscaped Areas
• Tree-lined Planting Strip and Sidewalks
• Main Entrance Gate
• 24-hours Security
• Perimeter Fence
• Underground Drainage System
• Water Supply System from MNWD
• Overhead Electrical Power Distribution System

Lumina

Lumina Homes is Every Juan’s Home! A vibrant and secure community where families can thrive and play. This subdivision features a playground that offers a fun and safe environment for children to play and explore.

For added peace of mind, the community is fully secured with a gated entrance that ensures that only residents and authorized guests have access. The basketball court provides a great venue for a friendly game of pickup basketball or for those who want to improve their skills.

This community offers a warm and inviting atmosphere where families can come together and create memories.

Lumina Amenities:

• Playground
• Gated Entrance
• Basketball Court

Jardin Real De Naga

Modern living with Asian charm in a peaceful community. This beautifully designed subdivision has 10–15-meter-wide concrete roads with curbs, gutters, and sidewalks for easy access and mobility. During heavy rains, an underground drainage system keeps the community clean and safe.

The subdivision’s landscaped grand entrance and guardhouse welcomes residents and guests. This community offers a pool, basketball and tennis courts, a jogging path, and a clubhouse. The Casureco 2 electrical facilities and water system connected to the local water district provides all modern conveniences.

The Chinese Garden is the community’s centerpiece, with a Chinese-designed main entry arc, moon gate, meditation garden, lotus pond with man-made waterfalls, and an elevated open and covered Chinese imperial court guarded by dragons and lions. Picnics and outdoor events are perfect in the service gazebo and oriental garden. The Chinese Garden’s concrete walkways, perimeter fence, and restrooms enhance comfort.

This unique community blends Asian elegance with modern amenities.

Features

• Concrete curbs and gutters
• Concrete sidewalks
• Underground drainage system
• Landscaped Grand Entrance with Guardhouse
• Swimming Pool
• Basketball and Tennis Court
• Jogging path
• Clubhouse
• Water System connected to the local water district
• 10 to 15 meter-wide concrete roads

Chinese Garden Highlights

• Chinese-designed main entry arc
• Moon gate
• Meditation Garden
• Lotus pond with man-made water falls
• Elevated open and covered Chinese imperial court guarded by icons of dragons and chinese lions
• Service Gazebo
• Landscaped oriental garden
• Concrete walk paths
• Perimeter fence
• Rest Rooms

Amaia Scapes

AMAIA is Ayala Land, Inc.’s affordable residential brand. All its developments are based on location, features and amenities, quality, buying experience, and living experience.

Discover a peaceful community in the city. Residents feel safe and secure in this gated subdivision as the fence protects the community.

A tree-lined spine road runs through the neighborhood, creating a peaceful atmosphere. The pavilion hosts community events and social gatherings.

Swim in the community pool on hot summer days. Basketball and playgrounds offer exercise and fun. Picnics, reading, and sunbathing on the patio green are relaxing and peaceful.

This community offers everything you need for a comfortable and tranquil lifestyle.

Features and Amenities:

• Guarded Entrance and Exits
• Perimeter Fence
• Tree-lined Spine Road
• Pavilion
• Swimming Pool
• Basketball Court
• Playground
• Patio Green

Camella Homes

Whether you’re a growing family in need of more space, or a couple looking for a quiet neighborhood to retire in, we’ve got you covered.

You can take pleasure in running, strolling down a street lined with trees, taking part in family-friendly recreation in a park, enjoying the pool, and much more. There are various services that keep consumers and their families safe and comfortable, including water drainage systems, 24-hour security, and many others.

Transportation is also convenient to and from Camella Homes; you can take a jeepney to Downtown Naga and nearby restos as well. If you decide not to go too far, choose the Exit from Camella Homes to Vista Mall, where you can visit AllHome, All Day Supermarket, and a variety of Restos and Cafes.

Amenities:

• Clubhouse for special occasion
• Swimming Pool
• Basketball Court
• Parks and Playground

St Jude Orchard

A luxurious, sustainable subdivision. An underground drainage system keeps this community clean and safe while preserving its natural beauty.

This subdivision has lots from 130 to 200 square meters, making it ideal for families of all sizes. The city water district provides residents with reliable water.

This community has excellent amenities, starting with the clubhouse for socializing and recreation. Families can bond and play in parks and playgrounds. The wide main entrance road, street lights, and trees create a welcoming atmosphere.

The subdivision has a perimeter fence, landscaped gate, and grand entrance for security. This community is perfect for living due to its meticulous design and construction.

Amenities

• system of underground drainage
• Many subdivision lots are between 130 and 200 square meters in size.
• Clubhouse Parks: Water supply from the City Water District
• child’s play area
• Streetlights and trees are present along the wide main entrance road.
• a boundary fence
• gate with a fully landscaped entrance

San Alfonso Homes

A premier subdivision that blends modern convenience and peaceful living. Wide roads and cutting-edge cable, power, and phone services keep you connected in this community. A concrete fence and 24-hour security provide security. The entrance gate’s landscaped guardhouse sets the community’s tone.

The family-friendly subdivision has a school and shops. Tree-lined streets add to the tranquility. The community has a multipurpose hall, basketball court, and playground. The subdivision has a central park for picnics, outdoor activities, and relaxation.

This walled subdivision offers comfort, security, and convenience.

Amenities:

• broad road
• electric power, telephone provision, and cable facilities
• concrete boundary fence
• 24-hour surveillance
• Walled community
• Gate and guardhouse in the landscape
• both commercial and educational areas
• street trees that have been planted
• Basketball court Children’s playground
• Multiple-purpose room
• Downtown Park

Deca Homes

Homes by Deca One of Naga City’s greatest assets is its commitment to keeping real estate costs low and the city’s real estate market growing. While there is always space for improvement, the city’s barangays are seeing rapid real estate growth. One of the factors drawing residents from nearby towns and provinces to the city is the growth of institutions like hospitals and other universities.

Deca Homes, which has been prosperous for many years in the city, recently opened a four-story corporate facility along Panganiban Drive, with three of the floors being rented out. The subdivision is intended for newlyweds and families who desire to live on their own.

Advantages of Getting a Bank Loan

With a bank loan, you can get all these advantages:

1. Affordability: 

A home loan allows you to spread the cost of buying a home over a longer period of time, making it more affordable and manageable.

2. Forced savings: 

Repaying a home loan requires you to make regular payments, which can help you save money and build equity in your home over time.

3. Access to better homes: 

A home loan may allow you to purchase a more expensive or larger home than you would be able to afford with cash.

4. Stable monthly payments: 

Fixed-rate home loans offer the stability of a consistent monthly payment, which can be helpful for budgeting and planning.

5. Financial flexibility: 

Some home loan programs offer the option to make additional principal payments or to refinance your mortgage, providing you with greater financial flexibility over time.

Acquiring a home in a subdivision in Naga City can be a big investment, and getting a bank loan from the Bank of San Jose can help make this dream a reality. 

The Bank of San Jose offers home loans that can help make your dream of homeownership in Naga City a reality while also providing financial benefits and stability.

Check out this link to learn more about The Bank of San Jose’s Housing loan